A professional Fee Only advisor provides advice and recommendations and is paid a fee by the client for these services regardless of the investments or products recommended or chosen. We all like to feel that we are receiving value for what we are paying. The first part of the value question is for each client to know how much they are paying for our services. All fees are fully disclosed and visible to the client who is then able to make their own decision about the value received. A Fee Only advisor does not receive any compensation that is contingent on any client’s purchase or sale of a financial product. Our duty is to act in good faith and in the best interests of the client.

We find that long term relationships provide the foundation on which to build the greatest value for our clients. Comprehensive financial planning, when appropriate, combined with our prudent investment management process provides a framework where clients can feel comfortable with their important financial and life decisions.

History has shown us that some of the keys to long term financial success are spending less than you earn, borrowing prudently if at all and, when investing, being mindful of risks, time frames and the benefits of financial and investment portfolio diversification.

We strive to deliver practical solutions for managing wealth tailored to each client's unique, individual goals.